B Paper Programs

VALUE ASSETS NON-TITLED - Heavy equipment, yellow iron, forklifts
VALUE ASSETS TITLED - Work trucks, commercial trailers (no owner operators), and track equipment
OVER THE ROAD TRUCKS - Carrier with fleet of 5 + trucks and ICC authority
OTHER EQUIPMENT – Medical equipment, office equipment, small printers, etc

Click on a specific program for details

"B" CREDIT LEASE PROGRAM
VALUE ASSETS NON - TITLED - Heavy equipment, yellow iron, forklifts

Company Info:
Time in Business:	2-5 years	5+
Min time same ownership:	2 years	2 years

Cash Flow:
Min Bank Balance avg/1 mo. payment	1 to 1	1 to 1
Guarantor Info:
1. Min experian Fico Score	660	650
2. Min Vantage Score	820	800
3. Bankruptcies	DCH 5+ yrs	DCH 5+ yrs
4. Max past due allowed	$2,500	$2,500
5. Past derogatory allowed	4	5
6. Max Rev. balance allowed	N/A	N/A
7. Min avail. Rev. balance	40%	40%
8. Judgment, liens, suits	NONE OPEN	NONE OPEN
9. Min time Rep. In CBR	4 yrs	4 yrs
10. Min No. accts good standing	5	5
11. Home Owner	NO	NO
Purchase Option:
10% residual
Up-fronts:
Payments	last 2	last 2
Processing Fees	$500	$500
Titling Fees
None if done by vendor,$250 if titling done by us
Lease Amounts:
1. Minumum Lease amount	$10,000	$10,000
2. Maximum Lease amount	$100,000	$100,000

"B" CREDIT LEASE PROGRAM
VALUE ASSETS TITLED - Work trucks, trailers (no owner Operators), utility trucks, dump trucks

Company Info:
1. Time in business	2-5 years	5+
2. Min time same ownership	2	2
Cash Flow:
Min Bank Balance avg/1 mo. payment	1 to 1	1 to 1
Guarantor Info:</td>
1. Min Experian Fico Score	665	655
2. Min Vantage Score	825	805
3. Bankruptcies	DCH 5+ yrs	DCH 5+ yrs
4. Max past due allowed	$2,500	$2,500
5. Past derogatory allowed	4	5
6. Max Rev. balance allowed	N/A	N/A
7. Min avail. Rev. balance	40%	40%
8. Judgment, liens, suits	none open	none open
9. Min time Rep. In CBR	4 yrs	4 yrs
10. Min No. accts good standing	5	5
11. Home Owner	NO	NO
Purchase Option:
10% residual
Up-fronts:
Payments	last 2	last 2
Processing Fees	$500	$500
Titling Fees
None if done by vendor,$250 if titling done by us
Lease Amounts:
1. Minumum Lease amount	$10,000	$10,000
2. Maximum Lease amount	$80,000	$80,000

"B" CREDIT LEASE PROGRAM
OVER THE ROAD TRUCKS – Carrier with 5+ trucks and ICC authority

Company Info:
1. Time in business	2-5 years	5+
2. Min time same ownership	2	2
Cash Flow:
Min Bank Balance avg/1 mo. payment	1 to 1	1 to 1
Guarantor Info:
1. Min experien Fico Score	675	665
2. Min Vantage Score	830	810
3. Bankruptcies	DCH 5+ yrs	DCH 5+ yrs
4. Max past due allowed	$2,500	$2,500
5. Past derogatory allowed	4	5
6. Max Rev. balance allowed	N/A	N/A
7. Min avail. Rev. balance	40%	40%
8. Judgment, liens, suits	none open	none open
9. Min time Rep. In CBR	4 yrs	4 yrs
10. Min No. accts good standing	5	5
11. Home Owner	NO	NO
Purchase Option:
10% residual
Up-fronts:
Payments	last 2	last 2
Processing Fees	$500	$500
Titling Fees
None if done by vendor,$250 if titling done by us
Lease Amounts:
1. Minumum Lease amount	$10,000	$10,000
2. Maximum Lease amount	$80,000	$80,000

"B" CREDIT LEASE PROGRAM
Medical equipment, office equipment, printers, etc. (Not accepted: personal computers, software, non-commercial equipment)

Company Info:
1. Time in business	2-5 years	5+
2. Min time same ownership	2	2
Cash Flow:
Min Bank Balance avg/1 mo. pymt	1 to 1	1 to 1
Guarantor Info:
1. Min Experian Fico Score	660	650
2. Min Vantage Score	820	810
3. Bankruptcies	DCH 5+ yrs	DCH 5+ yrs
4. Max past due allowed	$2,500	$2,500
5. Past derogatory allowed	4	5
6. Max Rev. balance allowed	N/A	N/A
7. Min avail. Rev. balance	40%	40%
8. Judgment, liens, suits	none open	none open
9. Min time Rep. In CBR	4 yrs	4 yrs
10. Min No. accts good standing	5	5
11. Home Owner	NO	NO
Purchase Option:
10% residual
Up-fronts:
Payments	last 2	last 2
Processing Fees
For transactions less than 10,000, processing fee will be $350.00
Lease Amounts:
1. Minumum Lease amount	$5,000	$5,000
2. Maximum Lease amount	$55,000	$55,000