Application Only Programs

	A Paper	B Paper
Company Info:
Time in Business:	3 years	2 years
Time under same ownership/management:	3 years	2 years

Note: Transactions above $100,000 will still require a full credit and Financial package and pricing is negotiated on those deals.

Guarantor's Info:
Fico score Experian:	680 or higher	650 or higher
Bankruptcy or serious delinquency:	NO	NO
Total Revolving debt available:	50% or more	35% or more

Transactions accepted: All continental US states.

Doc Fees: Fixed at $250.00. Some B Transactions Doc Fees will be $500.00

Quick Track Inspection fee: $150.00—required

Funding: We will only fund with original signatures and original invoices

Equipment not Accepted: No long haul trucks for owner operators, no vehicles for hire, no boats, no planes, no underground or hazardous waste material equipment, no spray booths, no restaurant equipment.

Turn around time: 24 to 48 hours from original signatures received.